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Legal and financial matters
Bizum and Taxes in 2026: Who’s Really Monitored and Who Doesn’t Need to Worry
Starting from February 1, 2026, updated rules for monitoring transactions via Bizum will come into force in Spain. The news quickly gave rise to rumors: some started talking about a “new tax,” others about total surveillance of every transfer of 5 or 20 euros. In reality, things are much calmer and, most importantly, more logical.
Spanish Banks: How to Avoid Account Freezes and Tax Troubles
The core principle of the Spanish banking system is that money must be not only legal, but also clearly explainable. For your account to operate smoothly, the bank needs to have a clear understanding of your profile: who you are, why you need the account, what the source of your funds is, and how they are received.
Reverse Mortgage in Spain: When Your Property Starts Working for You
A reverse mortgage (hipoteca inversa) is not the most obvious tool, but it is well established in Spanish practice. It allows property owners to receive money secured by their home without selling it or losing the right to live in it.
Usufruct in Spain: How It Works and Why Property Owners Use It
The term usufructo regularly comes up in Spanish real estate transactions, inheritance matters, and family asset planning. For foreigners, it often sounds unfamiliar and, admittedly, a bit unsettling. Yet it is one of the fundamental instruments of Spanish civil law, and understanding how it works is essential for anyone buying a home, transferring it to their children, or planning their estate.
Decree in Spain: deadlines, payments, and opportunities for parents
Spain is rightfully considered one of the countries with the most fair and well-thought-out conditions for maternity leave in Europe. The law here tries to take into account not only the physical recovery of the mother after childbirth, but also the equal rights of parents in caring for the baby. This is not just a dry theory: the system actually works and provides families with flexibility.
Property Demolition in Spain: Owners' Rights and Procedures
In Spain, decisions are sometimes made to demolish residential buildings - and, as practice shows, even a conscientious owner can unexpectedly face this.
Mortgage in Spain: How to Get and Who Can Qualify
Do you want to buy real estate in Spain with a mortgage? Find out who can actually get a loan in 2025! Practical steps from opening an account to signing a contract.
Money in Spain! Everything you need to know about money in Spain
All about money in Spain: legalization of funds, bank accounts, cash transactions and investment opportunities. Special attention is paid to details for beginners and residents. The information is relevant for real estate buyers in Spain, investors, and expatriates.
Account Lock in Spain
Primary reasons for the freezing of personal bank accounts in Spain and how to avoid it
How to Get a Mortgage from a Spanish Bank
Many of our clients believe it’s difficult, and some even think it’s impossible. In reality, it’s not hard at all if you prepare all the necessary documents and submit them to the right bank.